The joys of home ownership
The significant investment you’ve made by purchasing a home deserves protection tailored to the people who live in it and to the valuable possessions you put in it. There are different types of coverage available depending on the type of property, its contents, and any specific needs you may have, such as insurance for works of art, for a wine cellar, or for collectibles. For your principal residence, coverage can extend to outbuildings, to your pool or even to daily activities.
As insurance providers, it’s our job to inform you of additional coverage options and to offer you the best protection.
Insurance for your building and for your unit
There are coverage options available for you to protect your investment. They vary depending on the type of condominium: divided, un-divided or cooperative housing. The insurance policy is different in cases where you are also responsible for common areas. In any case, it must cover any improvements make to your unit, movable property, as well as any loss or damage that renders your condo uninhabitable.
Happy and prepared tenants
Renting is not synonymous with the absence of responsibility. While you may only be held to general upkeep and basic respect for people and property, your possessions are not immune to damage or loss. Like with home insurance, it is possible to purchase protection for your movable property and also to provide you with civil liability coverage. Accidents happen, even in rented apartments, so it’s best to plan ahead and have peace of mind.
Seasonal use does not justify an absence of protection
Water damage, theft, fire: your secondary residence is not immune to risk. Prevention is just as important.
Paré Assurances offers many coverage options tailored to the location and use of your dwelling. Your insurance will be adapted to your needs with the guidance of our experts after analyzing your situation and specific situation.
We offer insurance programs tailored to the specific characteristics and needs of different groups that offer advantageous additional protections. Browse our page to see if you are a member covered by our programs or contact our brokers for more information about our exclusive products.